Dental Insurance for individuals and families

Due With the long queue of patients forming at NHS dental centers, many people are turning to Dental Insurance. Private dental clinics also offer several dental insurance plans and it can be quite intimidating trying to select the right one.

Most Dental Insurance plans pay for treatments such as crowns, root canal work, bridges and dentures up to an agreed maximum each year. If your teeth are in good health you can also take out a capitation scheme: you pay a monthly fee in return for check-ups, regular treatment, X-rays and extractions.

Check your plan carefully. More serious work such as oral cancer, surgery and serious dental abscesses are often excluded. Some plans apply qualifying periods which means that they will not pay out towards any treatment undergone in the first few months of the policy.

Contact your independent adviser, Healthcare Partners and make sure you get the cover you need.